Wearing your seat belt is mandated by Texas law. Failing to buckle up every time you slide behind the wheel could end up costing you more if you are involved in an accident. Along with the additional risk of serious injuries, drivers and passengers who do not wear their seat belts may reduce the amount offered by their insurance company on their Houston auto accident claim. Retaining the services of a qualified personal injury attorney can be a good way to ensure that you receive fair compensation for your damages and injuries after a serious accident.
Insurance Companies Are Motivated Not to Pay
If you were not at fault in the accident, you are entitled to full compensation for your injuries and losses even if you were not wearing your seat belt. The insurance company, however, may try to lower the amount of Houston auto accident compensation offered for your claim. This can reduce the amount the insurer is required to pay, allowing them to achieve higher profitability. As a result, insurance companies and adjusters are motivated to keep the amount they pay on your claim to the absolute minimum possible.
Adjusters May Reduce Offer for Failure to Wear Seat Belts
The insurance adjuster assigned to your case may attempt to reduce the amount offered for your pain and suffering and your medical expenses by arguing that your negligence contributed to the extent and severity of your injuries. This argument basically states that if you had been wearing a seat belt, your injuries would not have been as severe. The insurance company then attempts to pay only for a portion of your Houston auto accident claim.
The Burden of Proof Is on the Insurer
Simply stating that your injuries would have been less severe if you had worn a seat belt is not sufficient to reduce the amount of your settlement or compensation. The insurer must be able to prove that this argument is true by calling expert witnesses or medical professionals to support their position. Your Houston personal injury attorney can help you to level the playing field to ensure the highest possible compensation amount for your injuries and damages.
The DeSimone Law Office specializes in Houston auto accident settlements and insurance claims. We work to achieve the highest possible compensation for our clients and deal with all out-of-pocket expenses and medical costs during the litigation process. This can provide real peace of mind for our clients and can ensure that they can relax and recover from these traumatic events. Call our legal team today at 713-526-0900 to schedule a free case evaluation with us. We want to be your attorneys for life.