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Giving Statements to Insurance Company Not Smart

The Houston Auto Accidents Attorneys at DeSimone Law Office often get calls from potential clients who started out trying to handle a car accident claim with a negilgent party’s insurance company on their own.  Typically after a traffic accident a negligent party’s insurance company will contact the not at fault party as quickly as possible. What they are hoping to do is get a quick recorded statement in which the not at fault party unwittingly admits to being partially at fault in the accident.  Seemingly innocuous questions about time and distance related to the accident claim will be asked to the unsuspecting not at fault party.  Frequently such answers to these questions are guesses but are used against the not at fault party to prove up that the not at fault party was speeding or not paying attention when such is not the case.  The reason the insurance company is asking these questions is becasue Texas is a comparative negligence state. That means the at fault party does not have to pay 100 percent of the damages it caused if it can be proved that the not at fault party contributed in any way to an accident.  Trick questions about time and distance will normally result in the insurance company being able to put 10 to 25 percent of the fault on the not at fault party.  For example a 20,000 dollar insurance claim would then be reduced in value by any where from 2000 to 5000 dollars.

If you have been in an accident recently, don’t handle the case yourself and give damaging statements to the insurance company.  Contact the lawyers at DeSimone Law Office now.  They will deal with the inurance company for you and make sure you obtain all the monies to which you are entitled.

This entry was posted in Car Accidents, Insurance Claims, Traffic Accidents and tagged , , , , . Bookmark the permalink.
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