A car accident case is rarely easy, but some situations make them even more complex. If you or the at-fault driver had an expired license when the crash happened, your case might be more complicated. A Houston accident injury attorney can help you protect your rights and seek compensation for your damages and injuries.
Accident with Expired License? Call Your Houston Accident Injury Attorney
Driving without a valid license is a violation of the law. However, people drive with expired licenses every day. In many cases, it’s an honest mistake, but it can affect your case if you were in an accident and you or the other driver had an expired license. Since this can complicate matters, you may want to hire an attorney to help with the process. Your lawyer is here to help protect your rights while you seek compensation for your car accident.
Whether you were driving with an expired license or the other driver was, an attorney can help you understand how or if it affects your case. Here’s the good news: expired licenses, whether yours or the other driver’s, don’t generally affect your ability to seek compensation. However, accidents that involve expired licenses may be more complex. Talk with a lawyer about the specifics of your case.
Can I Still File Auto Accident Claims in Houston if My License Was Expired During the Accident?
You get in an accident and pull out your driver’s license only to discover it recently expired. It’s an easy mistake, since you only have to renew your license every eight years if you’re between ages 18 and 84. Or maybe you were on your way to renew it when the accident happened. Whatever the case, it’s important to understand your rights if you were in an accident and had an expired license.
Now, don’t panic. You were technically breaking the law, but that doesn’t automatically mean you’re at fault for the accident. Also, in many cases driving with an expired license is a minor offense. You may get a fine, but if you didn’t cause the accident, then it’s unlikely you’ll be considered solely at fault because of the status of your license.
If the other driver was at fault, you can likely still seek compensation for your damages and injuries. Typically, your driver’s license status doesn’t have any bearing on your ability to make a claim with the other person’s insurance. However, you might face some challenges. That’s why you may want to hire a Houston accident injury attorney for help.
The Insurance Adjuster May Try to Use Expired License Against You. Let a Houston Accident Injury Attorney Negotiate on Your Behalf
Now, you can still file auto accident claims in Houston against an at fault driver even if you were driving with an expired license. Just don’t expect the insurance adjuster to make the process easy.
Unfortunately, insurance adjusters look for any possible way to pay you as little as possible. It’s their job. It helps keeps profits high, which is exactly what they want. So, an insurance adjuster may try to deny your claim if you were driving with an expired license. They may also try to use this against you to pay you less. For instance, they may say that the accident would have never happened if you had followed the rules and not driven without a valid license. However, this argument doesn’t lessen the other driver’s negligence.
Yes, driving with an expired license is against the law, but it isn’t the type of negligence that causes accidents in most cases. For instance, let’s say one person was driving with an expired license and following all traffic rules when a distracted driver cuts them off and causes an accident. In this type of case, the expired license probably has little to nothing to do with what caused the accident. An attorney can argue your side and negotiate with the adjuster on your behalf to help you receive the compensation you need.
What if the At-Fault Driver’s License was Expired?
On the other hand, what happens if the at-fault driver was driving with an expired license? Once again, it depends on the situation, so it’s important to consult with an attorney for your case.
Now, you can still seek compensation for the car wreck if the other driver was at fault. However, the way you do this might be more complicated if the person was driving with an expired license. Even if it was an honest mistake on their part, it might make things more difficult for you.
You May Be Able to File a Claim
After an accident, you may still be able to file an insurance claim if the person’s license was expired. If the person has auto insurance, this can be a good place to start. You can file a claim just like any other accident and negotiate with the insurance adjuster.
However, the insurance company may also deny your claim because the other person was driving with an expired license. In many policies, there’s a clause stating that the company only provides coverage to people with valid licenses. This means that when the driver’s license expires, the person essentially doesn’t have insurance coverage.
If this happens, don’t worry. You may still have options to help with your damages and medical bills. For instance, you could file a claim with your own auto insurance if you have uninsured or underinsured motorist coverage.
Another option is to file a lawsuit against the other driver. This may be your only way to recover Houston auto accident compensation if the person’s insurance denies your claim because their license was expired.
Talk to Your Houston Accident Injury Attorney about Filing a Lawsuit
In some cases, you may choose to file a lawsuit against the at-fault driver. For instance, if the insurance denies coverage and you don’t have uninsured or underinsured motorist insurance in your policy, this may be the only way to get compensation for your accident-related expenses. If this is the case, an attorney can help guide you through the process and advocate on your behalf in court if need be. If it comes to this, you’ll likely want an experienced attorney on your side.
Our Attorney are Here to Help You Seek Houston Auto Accident Compensation
At DeSimone Law Office, we’ve helped settle countless car accident cases and are here for you after a car wreck. Filing claims, fighting with insurance adjusters, and going to court can be a frustrating process, particularly if you’re healing from injuries. Our experienced lawyers are here to help you through this process, and we ask for nothing compensation-wise unless we win your case. Call us now at (713) 526-0900 for a free case evaluation!