Pile up car accidents can be quite complicated because they involve multiple vehicles. Your Houston car injury attorney can help you during the claims process after a pile up accident. Your Houston car injury attorney helps you fight for the compensation you need for your injuries and other damages. For pile up accidents, this may mean filing claims against multiple drivers’ insurance companies.
After a pile up accident, take these steps:
- Stay in your car with your seatbelt on until the police arrive. A common occurrence after a pile up accident is that other vehicles crash at the accident site. Therefore, wait until an officer directs you to get out of your car.
- Put your hazard lights on for better visibility to other cars.
- When you get out of your vehicle, gather information about the crash and speak to the police if needed. Some information you should get includes the other drivers’ information, pictures of the accident, and witness phone numbers.
- Seek medical care, even if you don’t think you’re injured.
- Contact the insurance, but don’t give a statement until after you’ve spoken to your Houston car injury attorney.
- Call your Houston auto accident attorney.
Your Houston car injury attorney can then help you with your claim and help you deal with the insurance company. They’ll help you gather evidence for your claim and work to help you get the compensation you need for your damages and injuries.
Your Houston Car Injury Attorney Can Help You Determine Fault
Determining fault in pile up accidents can be difficult and complex. Many people believe that the driver who started the accident is solely at fault. However, this isn’t always the case. Therefore, it’s important to get your Houston car injury attorney involved in your case as soon as possible. While the person who initiated the pile up may be at fault, other drivers may be as well. For example, consider the following situation:
Driver A -> Driver B -> Driver C
If driver A crashes into driver B, but driver B was following driver C too closely and crashes into driver C, then driver A and driver B may share fault for driver C’s damages. Your Houston car injury attorney can help you gather evidence of fault and determine the best course of action after a pile up accident.
Often, the order of impact is an important detail for determining fault. In many cases, pile up accidents means you and the other cars get hit more than once. Naturally, this means that your car may get pushed further and further forward with each impact. For example, if you hit someone in front of you, showing that it took multiple hits to do so can help show that you shouldn’t be liable for that person’s injuries or damages.
Can my Houston Car Injury Attorney Help Me if I’m Partially to Blame for the Accident?
However, what if you are driver B in the previous example where you were following too closely behind driver C? This doesn’t necessarily mean you won’t receive the compensation you need to recover from your accident. In Texas, if you’re legally less than 51% responsible for the accident, you can still recover damages. In most cases, unless you started the chain reaction for the accident, you likely aren’t 51% at fault for the accident. Therefore, you can still receive compensation for your injuries and damages. Your Houston auto injury attorney can help you prove that you are less than 51% at-fault and help you negotiate the settlement you deserve after a car crash.
Policy Limits Make Pile Up Accident Compensation More Difficult
Another problem with pile up car accidents is that many people will likely be seeking compensation for their damages and injuries. However, the other driver may not have enough insurance coverage to pay for it all. For example, many people choose insurance that meets only the minimum liability requirements. In Texas, this is $30,000 for injuries per person, $60,000 for injuries per accident, and $25,000 for property damage per accident.
With smaller accidents, this may be enough to pay for damages. However, once more than one person is filing a claim against the insurance, policy limits can make it difficult to receive the compensation you deserve. This is because the insurance company will only pay the policy coverage limits, no matter how much damage the other driver caused.
Filing a claim as soon as possible is an important step, as it can put you at the top of the insurance company’s list. Therefore, make sure you file your claim quickly and talk to your Houston car injury attorney soon after. Because so many people will likely be filing a claim with the at-fault driver’s insurance, there’s a higher likelihood that the money will run out while the insurance tries to settle with all the drivers involved in the accident.
In addition, just like any other auto accident claim, the insurance adjusters will likely try to devalue your claim and pay you as little as possible. Because pile up accidents can be so complex, the adjuster may even try to shift some of the blame on you to try to reduce the amount of compensation you receive. However, your attorney will fight for your rights and negotiate with the adjuster to help you avoid these underhanded tricks and tactics.
Call Our Accident Attorneys
At DeSimone Law Office, our attorneys fight for your rights after a car accident. We’re focused on helping you recover after a car accident. We’ll even pay for your medical costs and out-of-pocket expenses until we win your case. We have helped settle thousands of cases. We can help defend you against greedy insurance companies who try to lowball your claim. As the leading auto accident attorneys in Houston, we’re here to help you with the claims process. Our team offers you the advantage of experience with Houston traffic laws for your case. Call us today at (713) 526-0900 to talk to one of our attorneys for free about your case. We are here to serve you.