Accidents involving Uber or Lyft vehicles can present serious issues for passengers and other victims. Making sure you have the right resources after being injured in an accident involving a rideshare ensures that you receive fair compensation for your injuries and damages. A qualified Houston auto injury attorney can resolve claims quickly and in the most positive way possible.
Should I Sue Uber or Lyft for the Accident?
In most cases, the drivers who work for Lyft or Uber are independent contractors rather than employees of the company. This typically makes it very difficult to hold these rideshare companies directly responsible for the actions of the drivers. If you are injured in an accident caused by the negligence of a rideshare driver, you do have options that may provide you with the financial help you need.
Factors That Affect Coverage
Both Lyft and Uber maintain three different tiers of insurance coverage for drivers who provide ridesharing services on their behalf.
- When the driver is offline, his or her personal auto insurance is responsible for paying for any accidents caused by negligence or oversight.
- When the app is active, both companies offer up to $50,000 in bodily injury coverage up to a total of $100,000 per accident. They also cover up to $25,000 in property damage coverage.
- From trip acceptance until passenger drop off, both Uber and Lyft offer up to $1,000,000 in liability insurance. Lyft’s collision and comprehensive insurance coverage comes with a $2,500 deductible. Uber covers actual damages with a $1,000 deductible.
Your Houston accident injury attorney will work on your behalf to negotiate a fair and reasonable settlement. This Houston auto injury attorney will also ensure that your medical expenses are covered by the responsible party.
The Importance of Detailed Records
Insurance companies are highly motivated to deny or reduce claimed expenses to protect their own financial position. Maintain detailed and comprehensive records of your expenses to document your case to help during negotiations with insurance adjusters. The right Houston auto accidents lawyers will represent your interests aggressively in negotiations. If necessary, a your attorney will take your case to court to obtain compensation.
The legal team at DeSimone Law Office has provided expert personal injury representation for Houston families for more than 20 years. If you need the best Houston auto injury attorney to handle your claims, call us today at 713-526-0900. At the DeSimone Law Office, we want to be your attorneys for life.