Although minor car accidents can sometimes be resolved through the respective insurance companies of the drivers involved, retaining the services of an experienced Houston auto accident attorney can provide added peace of mind and increased leverage during the negotiation process. Especially in cases in which injuries have been sustained by drivers or passengers, seeking the help of a qualified legal professional can ensure the highest possible settlement and the best outcomes for these situations. Here are five key signs that you may need legal representation after an auto accident.
Fault for the Accident Is in Dispute
Depending on the nature of the accident, it may be possible to assign responsibility to one negligent party. If the facts of the matter are in dispute, however, or if fault exists on the part of both drivers, working with an experienced attorney can help to establish the circumstances in which the accident occurred and the proper distribution of liability among the parties involved in the accident. This can ensure the highest possible out-of-court settlement from insurance adjusters. If the case goes to court, a qualified attorney can significantly increase your chances of receiving fair and equitable compensation in your Houston auto accident lawsuit.
The Accident Caused Serious Injuries or Death
Accidents that result in injuries or loss of life can present special difficulties for drivers in the state of Texas. Ensuring that your legal rights are protected and that you receive a fair settlement for expenses resulting from the accident can help you maintain a solid financial footing. You may be able to obtain compensation for some or all of the following:
- Medical expenses and rehabilitation costs
- Pain and suffering
- Lost wages and time off work
- Financial and emotional losses due to the death of a loved one
Retaining the services of an attorney who specializes in Houston auto accident and personal injury cases can also protect you against unfair financial demands after you have been involved in a serious accident and can ensure that you are not penalized for the negligence or unsafe driving habits of others.
The Other Driver Was Underinsured or Uninsured
If you are involved in a collision with an uninsured or underinsured driver, it may be in your best interest to consult with an attorney to ensure that you can reach a fair settlement with the insurance adjusters responsible for your claim. This can help to prevent an unnecessary adversarial stance with your insurer and can provide added help in streamlining the claims process, allowing you to manage medical expenses and repair costs promptly and efficiently.
The Insurance Adjuster Is Denying a Portion of Your Claim
Insurance companies are for-profit organizations and are motivated to pay out as little as possible to settle claims against the policies they issue. To that end, they may attempt to rush you into settling for less than the full amount owed to you. If you feel you are being offered a lowball settlement amount, it may be time to level the playing field by engaging the services of a qualified Houston auto accident lawyer. These professionals can negotiate on your behalf to help you obtain fair compensation from your insurance company.
A Commercial Truck Was Involved in Your Accident
Tractor-trailer truck accidents can cause catastrophic damage to passenger vehicles and the people inside them. Fatigue, unreasonable schedules and faulty equipment often play a role in these accidents. If you have been involved in an accident with a semi or other commercial vehicle, consulting an attorney is essential to determine whether these factors played a role in the accident and to make sure that you receive a fair settlement for damages and injuries sustained in these incidents.
Scheduling a consultation with a Houston auto accident attorney can help you navigate the insurance claims process more effectively. These dedicated professionals can help you maximize your settlement and ensure fair compensation for injuries and damages both in and out of the courtroom setting.