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Four Key Factors to Consider When Purchasing a Car for Your Teen Driver

auto-femaleIf your teen is about to make his or her first forays into the world of driving, finding the right vehicle can be a major concern. Modern automotive technologies can make it easier than ever before to reduce the risks of distracted driving and excessive speeds for younger drivers. Choosing a vehicle that has earned high marks for safety, however, is still one of the best ways to protect your teenager on Texas streets and highways. If a crash does occur, Houston auto accidents lawyers can provide added help in recovering fair compensation for damages and injuries. Here are some key factors to consider when selecting a vehicle for your teen driver.

Safety Ratings

Each year, the National Highway Traffic Safety Administration (NHTSA) performs extensive testing on selected cars, trucks, vans and SUVs to determine how well these vehicles can stand up to the forces and impacts associated with a major collision. Front and side collisions and rollover accidents are simulated under strict laboratory conditions to provide a clear picture of each vehicle’s ability to protect drivers and passengers from serious injury. NHTSA crash test ratings are available online through the agency’s website and can allow you to compare the overall safety of two or more vehicles quickly and easily. By selecting a car that has been highly rated for safety by the NHTSA, you can ensure that your teen is safer on the road.

Advanced Technologies

Automakers are also providing parents with added tools to help teens drive more responsibly and safely. Some of the most innovative systems available on newer vehicles include the following:

  • Ford offers the MyKey system, which includes features that can remind teens to fill the fuel tank, slow down, buckle up and can even reduce audio system volume to reduce the risks of distracted driving.
  • GM has announced that it will be introducing a Teen Driver feature for selected 2016 models. This new system will prevent the stereo system from operating unless drivers and passengers are buckled up. Parents can also access a monitoring system that will display the distance driven and the speeds maintained during the trip.

If your budget allows for it, selecting a vehicle with these advanced safety features can help your teen stay safer when driving.

Insurance Rates

Contacting your insurance agent to discuss the rates associated with various vehicles under consideration can give you a better idea of the real cost of a particular car, truck or SUV. In most cases, choosing a midrange used vehicle can be a more cost-effective choice for teens than a brand-new automobile. Opting for a four-cylinder engine can also result in lower insurance premiums than the higher-performance six- and eight-cylinder models on the market.

Standard Features

Antilock brakes, air bags, automatic alert systems and anti-collision systems can not only keep your teen safer but may earn you a significant discount on your insurance bill. These safety features have been proven to save lives and to reduce the severity of injuries. This can provide you with a little added peace of mind and can help your teen stay safer behind the wheel. The right standard features can often prevent an accident before it happens.

If an accident involving your teen does occur, consulting with a Houston auto accident and personal injury lawyer can provide you with the best possible representation both in the formal courtroom setting and in your negotiations with insurance adjusters and responsible parties. A qualified Houston auto accident attorney can provide you with expert guidance in navigating the insurance claim process and in establishing clear responsibility for the collision. This can ensure that you and your family have the resources necessary to manage any medical expenses and repairs while delivering a fair and equitable settlement for your damages, injuries or losses.

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