Tap To Call

How Long Until I Receive a Check for My Injuries?

Houston Accident Injury Attorney – DeSimone Law Office

Your Houston accident injury attorney can help you file your claim after a car accident.

After a car accident, you’re likely wondering when you’ll receive compensation from the insurance company. There are no hard and fast rules on how long it will take. Some can take just a few weeks while others may take years. There are several factors that can influence how long a settlement will take. However, it’s best not to rush the process. This could result in taking a settlement amount lower than what you deserve after a car crash. In the meantime, your Houston accident injury attorney takes care of your medical costs and out-of-pocket expenses until we win your case. This way, your Houston traffic accident lawyer has time to go through your case thoroughly. Learn more about when you can receive a check for your car accident damages.

Can My Houston Accident Injury Attorney Help Me Receive My Settlement Check Faster?

Does hiring a Houston accident injury attorney help you receive the money faster? While they don’t directly control how long the process takes, they can help expedite it. An attorney can streamline the claims process. We know how to find the evidence you need and can help you gather this information. A common reason that settlement may take longer is due to issues determining liability during the insurance company’s investigation. Gathering ample evidence and documentation may help reduce the time it takes for the other driver’s insurance to determine liability.

Also, your Houston accident injury attorney has filed countless insurance claims for other clients. We are likely more familiar with the necessary forms, documentation, and other things you need to submit for your claim. Often, car accident victims who decide to file a claim without an attorney experience settlement delays because of confusion over what they need for their claim.

However, even more important than how fast you get your check is the amount you receive. Most insurance companies will not pay a settlement amount until you sign a release form that states you release them from future liability for your case. This means that you legally won’t be able to seek more compensation if your damages were more than you expected after receiving the settlement check. Your Houston car injury attorney is here to help you receive a fair settlement for your damages and injuries. In some cases, this may mean waiting to negotiate the settlement for a little while to understand the extent of your damages. After all, it’s better that the settlement takes a little longer and covers all your damages rather than receiving a quick settlement for half the amount.

How Long Does it Take to Settle a Car Accident Injury Claim?

So, how long does it take to settle a car accident claim? This depends on many different factors, such as the severity of your injuries. Your Houston accident injury attorney usually recommends waiting until you have fully recovered or reached maximum medical improvement before settling. This helps you avoid taking a settlement that doesn’t cover all your damages. Therefore, it may take longer depending on the severity of the accident.

It may also take time for your Houston accident injury attorney to negotiate for a fair settlement amount. Insurance adjusters try to settle for the lowest amount possible to save their company money. Your attorney is here to help you receive compensation to pay for your damages, injuries, lost wages, and other accident-related issues such as pain and suffering. Therefore, the negotiation process can also influence how quickly you receive a check for your claim.

Also, how long the insurance company takes to respond to your auto accident claim may affect how long a settlement takes. In some cases, the insurance company may delay responding until the last possible second. Why do insurance companies take so long? In some cases, they may hope that you will get impatient and settle for a lowball offer or even withdraw your claim. Luckily, Texas has laws for how long they can take to respond. Insurance companies must:

  • Acknowledge a claim within 15 days
  • Accept or deny a claim within 15 days of receiving all the paperwork
  • Decide on a claim after 45 days
  • Pay the claim within 5 days of agreeing to an amount

Once the insurance company cuts the check, then they usually send it to your Houston accident injury attorney. The funds often clear in just a few days. Then, we must take care of any liens.

Your Houston Accident Injury Attorney Must Pay Liens for Your Auto Accident Settlement

Liens on your settlement check are essentially bills that must come out of your settlement amount. For example, a common settlement lien is from your health insurance provider if you used your medical insurance for your accident injuries. Since they paid for your care after the accident, then they can put a lien on your settlement amount to be reimbursed for those accident-related costs. Because liens often apply to accident claim settlements, your Houston traffic accident lawyer is required to deposit your settlement check in a special trust or escrow account temporarily to help settle these liens.

Then, we must distribute the settlement to pay for these various liens and expenses. In some cases, we may be able to negotiate these lien amounts to help decrease how much comes out of your settlement. Once the settlement liens and expenses are taken care of, then we are able to send you a check for any remaining balance on your settlement amount. While the timeline for this also depends on several factors, many times you will see a check within four to six weeks after finalizing the settlement with the insurance company. We make this process as simple and hassle-free as possible for you while you focus on recovering from your accident.

At DeSimone Law Office, our attorneys have helped settle thousands of disputes over the years and will fight for your rights after a car accident. We even provide you with a rental car at no cost until your car is repaired or replaced. Our team is here for you when you need them most. Call us today at (713) 526-0900 for a free case evaluation. We are here to serve you.

This entry was posted in Car Accidents, Houston Auto Accident Attorney, Insurance Claims, Medical Expenses, Traffic Accidents. Bookmark the permalink.
  • Facebook
  • Twitter
  • Googleplus
  • Linkedin
  • Linkedin
  • Blog