The Houston Auto Accidents Attorneys at DeSimone Law Office have been discussing the problems associated with being fairly compensated for personal injury and property damages when a negligent party’s insurance policy does not have enough money to pay for all of the damages incurred by a victim of a traffic accident. This problem can lead to the car accident victim being left without enough money to repair or replace their wrecked car. They may not even be able to pay for all the medical bills related to an accident, let alone receive compensation due for pain and suffering. The solution to this problem is simple: spend a little money out of our own pocket now for extra insurance coverages that will help overcome a lack of money in the negligent party’s insurance for any car accident insurance claim.
Let’s face it. In today’s trying economic times, if we get in an auto accident with someone, they are likely to have just the minimum limits of insurance required of them under the laws of the state of Texas. Thus, the need to spend a little money now to make sure we obtain what we are entitled to in the future. As discussed in previous blogs, purchasing collision and rental coverage on our own policy will make sure that our car is paid for in full from an accident as well as any rental charges. Adding uninsured/underinsured motorist coverage will provide additional monies for recovery beyond what the negligent party’s insurance company pays for any injuries under the liability portion of their policy. Personal injury protection insurance can pay for medical billsand lost time from work as well. Go through our previous blogs on the different parts of an insurance policy for more details or feel free to call us to discuss your current insurance policy if you wish.
If you have been involved in an accident where policy limits are an issue, contact the car crash attorneys at DeSimone Law Office. We will handle all aspects of your claim and make sure you get the money you deserve.