All loan requests must follow the schedule below:
📅 Submission Deadlines
For Tuesday consideration: Requests must be submitted by Monday at 4:00 PM
For Friday consideration: Requests must be submitted by Thursday at 4:00 PM
Late requests will be considered the following loan cycle.
📲 Approval Notification
If you apply for a loan:
You will receive a text message by 11:00 AM on the decision day (Tuesday or Friday) advising:
- The amount approved, or
- If the request was denied
If approved, a delivery driver will contact you by 1:00 PM
The same procedure applies for both Tuesday and Friday approvals.
⏳ Frequency Limit
Clients may borrow once every two (2) weeks
If you have borrowed within the last 13 days, your request will automatically be denied
Maximum in-house loan amount is $300
💰 Requests Over $300
If you need more than $300, you may contact:
Covered Bridge Capital
Sharon
📞 1-800-453-5153
She will contact our office for case verification and then advise you directly regarding approval and loan amount.
🪪 Identification Requirement (NEW – REQUIRED)
All clients must present a valid government-issued photo ID when receiving a loan check:
In-office pickup: Photo ID required before check is released
Delivery:
- Photo ID must be shown to the delivery driver
- A photograph of the client holding the check will be taken for verification
No exceptions. Loan checks will not be released without proper identification.