The Houston Accident Attorneys at DeSimone Law Office recently wrote a series of blogs urging our clients and readers of this blog to obtain the appropriate coverages for their motor vehicles to protect themselves in the event of a traffic accident with an uninsured driver that results in property and personal injury damages. We went through the various coverages that one needs to have on his vehicle in order to be fully protected. We discussed that there is no such thing as full coverage on any auto policy, just specific coverages you can choose in order to try and be fully covered for any car accident. For example, the most frequent circumstance we see happening is that some consumers buy collision coverage on their car and are told by an insurance agent that they are fully covered. Nothing could be further from the truth. While collision coverage will take care of property damages to a car, if that is the only coverage you purchase, and you have a car accident with an uninsured driver, you will have no coverage for a rental car, medical bills, lost time from work , or other elements of a personal injury claim such as pain and suffering.
The reason we bring all this to your attention is that a recent article in the Dallas Morning News states that more than one in five Texas Motorists lack the insurance required by law despite a recent program by the state of Texas to sharply reduce the number of uninsured drivers. Think about it the next time you get on a Houston freeway. One out of every five cars that zoom by you, making unsafe lane changes, having drivers on cell phones, or just not following the traffic laws in general, do not have automobile insurance.
If you have been involved in an accident wth an uninsured driver, call the lawyers at DeSimone Law Office. We will make sure you obtain the monies to which you are entitled.