The Houston Auto Accidents Attorneys at DeSimone Law Office have to explain insurance company actions every day to clients or potential clients. Why isn’t the insurance company treating me fairly on the value of my car? What does the amount of damage on my car have to do with how hurt I feel? Why does the amount of my medical bills have anything to do with what the insurance company is offering for pain and suffering on my case? These questions are some of the questions that we are asked on a daily basis by clients and potential clients. The short answer to most of them is that insurance companies know what a jury is likely to do with a case, and they make an offer commensurate with what they feel like their financial exposure is on any given case. For example, no matter how hurt you are and how much you incur in medical bills and lost wages, an insurance company in Harris County, Texas is not going to offer very much if any money at all to settle the case if the damage to your car is under a thousand dollars. Why is that? The damage to a car does not have anything to do with how hurt you are. That statement is correct in the real world but in the courtroom jurors come into the courtroom brainwashed by Citizens Against Lawsuit Abuse and other insurance company propaganda that most injured parties are fakers. The insurance company attorney then shows a picture of the car without much visible damage to a jury givng them their excuse in accordance with their mistaken beliefs to not award any money to an injured party even for their medical bills. This result happens quite often in Harris County, Texas. Insurance companies know this is a likely result so even though they know the injured claimant is hurt, they will not may very much if anything on the claim because they know they have the jury pool in Harris County, Texas in their back pocket on this particular set of facts. We will go into this situation further next week.
If you are being treated unfairly by an insurance company on your claim, call the lawyers at DeSimone Law Office. They will make sure you receive all the compensation you deserve.