Auto Accident Costs and Statistics
Automobile accidents cost everyone a lot of money whether they were directly involved in the crash or not. Insurance companies are responsible for paying 50 percent of costs related to car accidents, but this means that their clients are paying a portion of this cost. The reason is that insurance companies raise all of their clients’ premiums to offset what they must pay for auto accidents.
People not directly involved in car crashes pay in other ways as well. When these car accidents occur, drivers are often delayed in traffic, and this causes them to miss precious time at work. They also must pay a six percent increase in taxes to the federal government and a three percent increase to state and local governments. In total, residents pay 75 percent of the costs of car crashes in higher insurance premiums, missed time at work, and taxes.
According to the Centers for Disease Control and Prevention, vehicle accidents amounted to $99 billion for Americans in lost job hours and healthcare costs in recent years. Individually, this means that every licensed driver paid close to $500 for car collisions for the year. Another sobering statistic shows that someone is treated in the emergency room for a bodily injury caused in a car crash every 10 seconds.
The Number of Bodily Injury Claims Are Increasing
Unfortunately, the number of claims filed for bodily injury has been on the rise recently across the country. In past years, bodily injuries were becoming more severe, but the number of claims being filed was decreasing. This caused costs due to car collisions to remain at a stable amount. Currently, statistics show that people are filing bodily injury claims on a more frequent basis.
Fatalities and Injuries
The cost that Americans pay in fatalities due to car crashes is even worse than the monetary cost. In a one year period, 32,367 people lost their lives in car collisions. Even more people sustained injuries. According to the U.S. Department of Transportation, 2,239,000 people were injured in car crashes one year while 2,217,000 people were injured the following year.
Fatalities Due to Alcohol and Speeding
In a previous year, 9,878 people were killed in car collisions caused by a driver with a blood alcohol content of at least .08 percent. In the following year, statisticians found that 42 percent of drivers who had a blood alcohol content of at least .08 percent were speeding when they caused a crash that resulted in fatalities. According to the National Highway Traffic Safety Administration, speeders who were not legally drunk caused car collisions that resulted in 10,395 lost lives.
When Is A Good Time to Hire a Lawyer
If you have been injured in a Houston car accident and you are having difficulties getting your medical bills paid, you need to hire a Houston auto accident lawyer. Our lawyers know the ways of the insurance company’s attorneys, and we will fight to make sure that you receive the compensation that you deserve. You should not have to struggle with the insurance company while you are suffering, so contact a Houston car crash attorney at the DeSimone Law Office to protect your rights.